Premium: Money Matters | Ringsted Dispatch

More Americans than ever are struggling to afford their prescriptions

GoodRx reports that 67% of Americans find prescription costs burdensome, leading many to cut back on essentials or seek risky alternatives.

The real cost of car ownership in the US

Way.com reports that car ownership costs in the U.S. average $12,297 annually, factoring in purchase, insurance, fuel, maintenance, and parking.

Debt consolidation for veterans: How to qualify

Achieve reports veterans can consolidate debt using personal or home equity loans, potentially lowering payments and interest rates.

When tenants have a right to counsel in eviction cases, but there aren’t enough lawyers to help

Economic Hardship Reporting Project and The Baffler report on NYC's right to counsel for eviction cases, noting many tenants lack legal representation despite legal entitlements.

Should I ditch my credit card for BNPL?

Finder.com reports that BNPL can be cheaper short-term than credit cards, but credit cards offer more consumer protections and rewards.

The 10 most affordable and most expensive US cities to buy a house

Redfin Real Estate reports that home affordability has declined, with only 35% of homes accessible to average buyers, highlighting geographic disparities in housing markets.

The easiest types of business credit cards to get approved for

Ramp reports that business credit cards are available for varied credit scores, including secured and corporate options for easier approval.

How not to overspend on your summer vacation

Current reports tips to avoid overspending on summer vacations, including budgeting, monitoring travel costs, and using credit card rewards.

How to establish business credit fast in 2025

Brex reports on quickly establishing business credit through steps like registering a business, applying for an EIN, and making timely payments.

How to know if someone’s been using your identity

PeopleFinders reports that to spot identity theft, watch for unusual charges, mail issues, and check credit reports regularly.

Where homeownership is most and least prevalent in the U.S.

SmartAsset reports that North Port-Bradenton-Sarasota, FL leads in homeownership rates, while NYC has the lowest at 47%.

Do you need to pay quarterly estimated taxes? A complete guide

Range reports high earners must pay quarterly estimated taxes if they owe over $1,000, with specific guidelines to avoid penalties.

To the rescue: Why you need an emergency fund now

Current reports that an emergency fund is crucial, especially as many Americans lack savings to cover unexpected expenses.

5 ways to cut costs and take control of your business’s bottom line

Shopify reports five strategies to cut business costs: leverage product gifting, utilize AI, negotiate with suppliers, maintain a small team, and spend wisely on ads.

Keep getting texts about unpaid tolls? Here’s what to know about the new E-ZPass scam

Spokeo reports a new E-ZPass scam targeting users with fake texts about unpaid tolls, urging immediate payment, often leading to fraud.

AI overviews for attorneys: Winning the new search game

Consultwebs reports that Google's AI Overviews are transforming legal searches, offering direct answers, which lawyers can leverage for enhanced visibility.

5 ways to help make more affordable (and sustainable) choices at the pharmacy

(BPT) - Health care essentials like over-the-counter (OTC) products can quickly add up and eat into your budget. Whether you're buying pain medication to manage headaches or antibiotic ointment for …

How much does business insurance cost?

NEXT reports that business insurance costs vary based on operations, coverage type, and provider. Bundling policies can save money.

What collection debt looks like in America: A mid-year look

Freedom Debt Relief reports 25% of Americans seeking debt relief have accounts in collections, averaging over $3,000, often linked to maxed-out credit cards.

8 strategies to keep customers coming back to your business

Shopify reports on 8 strategies to boost customer loyalty, emphasizing subscriptions, niche marketing, personalization, and community engagement.

What is a p-card? How to choose a purchasing card

Ramp reports that p-cards simplify business purchases for employees, offering better spending control and visibility while reducing manual tracking.

US car imports by state: A $219B market under tariff threat

CheapInsurance.com reports U.S. car imports hit $219 billion in 2024. Tariffs could raise prices and disrupt supply, impacting buyers and states.

6 ways to work toward financial freedom in 2025

Freedom Debt Relief reports six steps to financial freedom by 2025: budget wisely, reexamine spending, pay off debt, build savings, automate finances, and invest.

How small businesses are shaping the future of sustainable innovation

Shopify reports small businesses are driving sustainable innovation, overcoming challenges to meet consumer demand for eco-friendly products.

The most volatile cryptocurrencies in the first half of 2025

OANDA reports the top volatile cryptocurrencies in early 2025, highlighting Bitcoin's dominance and XRP's significant recovery amid market fluctuations.

Different ways to get out of a speeding ticket

CheapInsurance.com reports that getting out of a speeding ticket is tough, but possible; strategies include contesting errors and consulting a lawyer.

Does being married save money? 5 common relationship money myths, debunked

Vital Records Index reports that marriage may have financial perks, but open money discussions are key to avoiding future conflicts and building trust.

Is your city the next millionaire hotspot? Surprising new hubs for wealthy renters and buyers

RentCafe.com reports a surge in millionaire renters in the U.S., tripling from 2019 to 2023, with rising interest in renting among affluent individuals, especially in Southern metro areas like Houston and Miami.

Small business cash flow: What it is, why it matters, and how to get it right

Gateway Commercial Finance reports that cash flow management is vital for small businesses, as profitability doesn't guarantee liquidity.

What 100,000 frontline workers taught us about a $600B problem

TeamSense reports unplanned absences cost American businesses $600B annually, highlighting patterns to help manage absenteeism effectively.

Crafting connections: A business owner’s guide to finding your customer base

Shopify reports on effective customer acquisition strategies, including pre-launch demand, in-person connections, and leveraging education.

When it makes sense to refinance a personal loan

Achieve walks you through when it makes the most sense to trade an existing personal loan for a new one.

Understanding Auto Insurance for New Grads

(Family Features) Graduation is an exciting time, but it also means new responsibilities. If, like many recent grads, you've been on your parents' auto insurance and now need your own, consider these simple steps to help you get the coverage you need.

- How to write a corporate credit card policy (with template and best practices)
  
  Ramp reports that a clear corporate credit card policy is essential for managing employee spending, reducing fraud, and ensuring accountability.
- 7 common Zelle scams and ways to avoid them
  
  Spokeo says Zelle is safe to use as long as you stay alert and avoid common Zelle scams.
- How is the amount of an inheritance advance determined?
  
  Inheritance Funding says that the amount of an inheritance advance depends on several factors and explains that by understanding what influences …
- 94% of global e-commerce leaders agree: In-country enablement is key to future-proofing profits
  
  Passport reports 94% of e-commerce leaders view in-country enablement as essential for profitability and resilience in global markets.
- Bitcoin's price journey: A data-driven history from 2009 to 2025
  
  OANDA explores Bitcoin's price history from 2009 to 2025, with key market events, data charts, and insights into its rise and volatility.
- 5 creative ways to start investing when you have little money to invest
  
  Finder.com reports five ways to invest with little money: utilize broker bonuses, 401(k) matches, fractional shares, micro-investing apps, and …
- How to stress test your small business finances (before it's too late)
  
  Gateway Commercial Finance reports on the importance of financial stress testing for small businesses to prepare for economic downturns and …
- Why thousands of leading U.S. companies are hiring talent in Latin America
  
  Near (Hire With Near) reports thousands of U.S. companies are hiring Latin American talent due to skilled worker shortages and cost savings.
- Financial literacy in America: Why the knowledge gap still costs us
  
  Crediohub reports America faces a financial literacy gap costing individuals $1,015 yearly, prompting states to mandate personal finance …